 |
  Reaching the Rural PoorMexico |
|
Impact
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| Concept | Initial Project Goals | Advances as of October 2010 | Extension Phase Goals | Advances as of March 2011 |
|---|---|---|---|---|
| Total New Members |
200,000 |
215,295 |
40,000 |
15,589 |
| Rural Members |
100% |
100% |
100% |
100% |
| Women |
30% |
57%* |
30% |
52% |
| Authorized Financial Institution (FI) |
15 |
19 |
13 |
13 |
| FI that maintains a rating of GAE A |
- |
8 |
5 |
5 |
| FI that maintains a rating of GAE B+ |
21 |
4 |
3 |
3 |
| FI that maintains a rating of GAE B |
17 |
19 |
10 |
10 |
| FI that lowered its rating |
0 |
0** |
0 |
0 |
| Total Insitutions |
53 |
50** |
31 |
31 |
| Graduated Members |
140,000 |
185,295 |
- |
8,175 |
| Clients (adults & youth) |
- |
60,000 |
- |
14,829 |
|
*Percentage of women in proportion to graduated members. |
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| Outreach Indicators (for 30 Credit Unions - WOCCU PATMIR II Extension) | Project Start | December 31, 2010 |
|---|---|---|
| Total Members | 2,100,791 | 3,250,021 |
| % of Women Members |
57% | 55% |
| # Loans in circulation, pending collection |
1,197,450 | 1,820,012 |
| Average loan to be collected |
$15,952 | $16,277 |
| Average loan as % GNP* per capita | - | 9% |
| Total loans in circulation, pending collection |
$19,102,441,786 | $29,623,680,874 |
| Average savings deposit |
$11,245 | $9,406 |
| Average savings deposit as % GNP* per capita |
- | 5% |
| Total Savings |
$23,644,367,163 | $30,569,848,862 |
| Average Shares |
$725 | $507 |
| Average shares as % GNP* per capita |
- | 0.30% |
| Total Shares |
$1,523,101,569 | $1,648,339,647 |
| Total Assets |
$28,423,029,287 | $35,534,422,213 |
| *Dollar figures in Mexican Pesos. |
||
| PEARLS Key Performance Indicators (for 30 Credit Unions WOCCU PATMIR II Extension) | Standard of Excellence | 12/31/10 |
|---|---|---|
| P1 Loan Loss Allowances / Delinquency > 12 Months | 100% | 99.65% |
| E1 Net Loans / Total Assets | 70-80% |
76.21% |
| E5 Savings / Total Assets |
70-80% | 86.03% |
| E6 External Credit / Total Assets | 0-5% |
0.76% |
| E9 Institutional Capital / Total Assets |
≥10% |
12% |
| A1 Total Delinquency / Gross Loan Portfolio |
≤5% |
9.03% |
| A2 Non-earning Assets / Total Assets |
≤5% | 7.31% |
| R7 Fin. Costs: Member Shares / Avg. Member Shares |
> Inflation |
0.11% |
| R9 Operating Expenses / Average Assets |
≤5% | 10.90% |
| R12 Net Income / Average Assets (ROA) |
Enough to achieve E9 |
-0.18% |
| L1 Liquid Assets - ST Payables / Total Deposits | 15-20% |
18.90% |
| S10 Membership (annualized) |
≥15% | 18.55% |
| S11 Total Assets (annualized) |
> Inflation + 10% | 7.69% |
| Annualized Inflation: 4.40% |
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| USD Exchange Rate: 12.35 |
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